We are seeking a skilled professional to manage credit risk and drive strategic insights for a fintech organisation.
Key Responsibilities
* Develop and implement strategies within the risk analytics team to grow the consumer loan credit portfolio while managing losses effectively.
* Streamline and enhance credit processes to improve operational efficiency and customer experience.
* Create and maintain comprehensive reports on key risk metrics, portfolio concentrations, and trends.
* Monitor the regulatory landscape to anticipate and address potential compliance risks.
* Prepare ad-hoc risk management and industry analysis reports.
Key Qualifications
* Bachelor's degree or higher in Computer Science, Mathematics, Statistics, Engineering, Economics, or a related quantitative field.
* 3-4 years of experience in credit risk analysis with a strong understanding of consumer credit products.
* Familiarity with credit policies, standards, regulations, and compliance issues.
* Proficiency in data analysis tools such as SQL, SAS, or Python to perform substantial dataset analysis.
* Strong written and verbal communication skills for effective presentations and collaboration with stakeholders.