Purpose; The Credit Analyst is responsible for playing a key part in assessing and validating credit applications, in line with our credit policy and procedure. Core responsibilities; Assess credit applications within a timely manner to meet the agreed service levels for the business Assist the team by working on credit related requests and managing the workflow Ensure all assessments are in line within delegations, policies, standards, and risk appetite Turning around transactions within tight deadlines, whilst maintaining excellent attention to detail and quality Analysing and interpreting financial data Assisting with the structuring and packaging of loan applications for our customers and introducers Credit research and risk assessment through the 5 C's of Credit and applying a scalable assessment to all underwrites Understanding in relevant lending legislation, responsible and appropriate lending Building and fostering effective relationships with key stakeholders Qualifications; Tertiary qualification in Business or Finance desirable, but not essential Experience; Previous experience working as Credit Analyst role or relatable role Experience within the Auto Finance industry is highly regarded, but not essential Employee Benefits We have a long list of benefits to suit your needs. On the clock, and off it. Here are a few favourites. B irthday leave: Enjoy a day off on your birthday, because you deserve it. Health and wellbeing leave: Take some well-deserved ‘me’ time, because your health comes first. Volunteering day: Make an impact with a day dedicated to giving back to the causes you care about. $500 ergonomic equipment reimbursement: Invest in comfort and productivity with support tailored to your work setup. Recruitment referral program: We want to find and hire the best talent in the market, and we want to reward you with a payment of up to $5,000 for helping us identify and personally endorse high-calibre candidates you believe would be a great fit to come and work for us. Employee rate program: When you’re part of the Angle Auto Finance team, you’ll gain access to our best auto finance rates with your next car purchase—just another way we’ve got your back. Paid parental leave: Be there for life’s most important moments with time to support your growing family. SPARK: The employee benefits program that gives you everything from discounts to wellbeing support. Purchased annual leave: Gain extra flexibility by purchasing additional leave. Diversity flex leave: Our people have the flexibility to observe culturally significant days by choosing an alternate day that better aligns with their cultural values. We'd love to hear from you Select the 'Apply' button above to send your resume through to the Talent Acquisition team. Angle Auto Finance is committed to attracting, retaining and strengthening the performance of a diverse, equitable and inclusive workforce. It is our commitment to ensure equal employment opportunities without discrimination or exclusion on the basis of cultural heritage, colour, religion, citizenship status, age, sex, sexual orientation, gender identity, or expression, marital or domestic/civil partnership status, disability, veteran status, genetic information or any other basis protected by law.