Job Description Permanent opportunity to join Westpac's Business Lending Credit Team!
Full-Time role, Sydney location and hybrid working Take charge of transaction credit risk decisioning and structuring to drive financial stability and growth!
How will I help?
The Credit Manager, role sits within the Business Lending (WBC & Brands) Credit team.
In this role, you will act separately from relationship management activities and be accountable for transaction credit risk decisioning and structuring.
You will have delegated credit approval authorities and be responsible for supporting or providing final credit approvals for credit exposures to a portfolio of customers in the commercial banking segment across Australia.
Reporting to the Senior Manager Commercial Credit NSW, you play a key role to: Approve transactions that are within delegated authority and support transactions that exceed the delegated authority for approval at higher levels.
Ensure that all credit decisions are soundly based, involve appropriate research / analysis, and reflect the organisation's credit underwriting standards, policies, and risk appetite, and meet local regulatory requirements.
Maintain sound credit quality of your assigned portfolio through proactive monitoring and developing appropriate corrective strategies as and when appropriate.
Provide advice to business and support partners via interpretation, mentorship, practical application of risk policies and procedures at a transactional level as well as portfolio level, and independent market knowledge.
Ensure adequate reporting and clarity to senior team members so that they are aware of material and emerging risks impacting the portfolio, as well as significant transactions in pipeline and recent approvals.
What's in it for me?
As a Credit Manager at Westpac, you'll have the autonomy to make critical credit decisions, directly influencing the success of our commercial banking portfolio.
If you are wanting to continue your career in banking and move out of sales then this role is for you!
We are looking for an experienced balance of customer and risk approach to get involved in the commercial lending team who is willing to put their hand up to contribute!
Join our dynamic team of around 20 professionals nationwide, including around 5 colleagues based across NSW, specialising in diversified credit.
Additionally, whatever shape your family takes, we'll offer generous paid and unpaid parental leave for your nominated primary and support carers.
This includes leave to organise adoptions, surrogacy, and foster care arrangements.
And we'll pay your super contributions while you take all the time you need to get your new family settled.
What do I need?
This role suits somebody who has: Strong banking/financial services experience with at least two - three years' experience in approving credit transactions for commercial banking clients and preferably, previous front-line relationship banking experience A tertiary degree in business, finance, accounting, or property Sound business acumen with a commercial approach Excellent written and verbal communication skills Strong analytical and critical thinking skills A passion for supporting a broad range of clients What's it like to work there?
We are a collaborative team of passionate people with a shared ambition to make a difference for our customers, our communities and each other.
At Westpac, making a difference means creating impact, unlocking our own and each other's passions, and transformative success stories to create better futures together.
As well as competitive remuneration and a great culture, joining the Westpac family gives you access to a wide range of employee benefits to help you manage your priorities - whether that means family life, work/life balance, ambition to grow or all the little perks in between.
We'll empower you to shape your career path.
Through personalised upskilling, mentoring, and training opportunities, you're in control of where you start and how you'll grow.
As an equal opportunity employer, we are proud to have created a culture and work environment that values diversity and flexibility – and champions inclusion.
Hear from some of our people and their experiences working with us.
How do I apply?
Start here.
Just click on the APPLY or APPLY NOW button.
At Westpac, we're all about creating a supportive culture and ensuring our workplaces, branches, products, and services are accessible and inclusive for everyone—our customers, employees, and the wider community.
If you're interested in discussing workplace flexibility, please feel free to mention it in your application.
We invite candidates of all ages, genders, sexual orientation, cultural backgrounds, people with disability, neurodiverse individuals, veterans and reservists, and Indigenous Australians to apply.
If you have questions about the recruitment process, please email ******.
Do you need reasonable adjustments during the recruitment process?
We can provide reasonable adjustments for individuals with disability and/or neurodiversity.
If you require an adjustment to be made during the recruitment process at any stage, please email ****** Please Find Information to support you with job applications and FAQs