Company Description WHO IS LUMI? We are a fast-growing non-bank lender that provides business loans and lines of credit to small-medium-sized enterprises (SMEs). We help Australian small businesses flourish by offering fair, transparent, straightforward business funding where business owners and our intermediary partners are not required to jump through hoops, read between the lines and be concerned about what's the catch? WORKING AT LUMI We are building a culture where you can be you, grow and make a difference for customers. We are looking for people to join us on this journey who are passionate, curious and great problem-solvers. We ranked in the top #3 on the 2024 Australian Financial Review BOSS Best Places to Work Banking, Superannuation and Financial Services list. We were awarded the 2023 Best Workplace Diversity Award by FinTech Australia and the 2022 Empowering Innovation Affie Award. We also ranked #36 among the fastest-growing technology companies in Australia in the 2022 Deloitte Technology Fast 50 Australia. We foster a workplace where everyone feels a sense of belonging and respect and can reach their full potential. We encourage you to be your authentic self and if you need any adjustments for a fair recruitment process, please let us know when applying. OUR VALUES Egos at the door: We own. We don't judge. We don't blame. We are open. We are in this together. See the customer: We show up. We understand. We anticipate. We do what we say. We genuinely focus on solutions. Think lean: We make things simple. We are resourceful. We understand the problem. We think ahead. Learn to grow: We are curious. We challenge. We try. We fail forward. We learn. We try again. Job Description THE ROLE Providing detailed credit analysis of the complex commercial applications. Conduct robust credit calls with Business Loan Applicants to ensure that key risks are mitigated and material assumptions are verified. Make recommendations to Deal Review Committee supported by the credit analysis and credit call that meet policy and quality requirements. Assist Credit Managers with the review of the assessments conducted by junior members of the team ensuring that the minimum required quality is met. Provide timely feedback to junior credit analysts to assist with upskilling and improvement of the credit team. Building and maintaining effective relationships with the members of the sales team. Assist credit managers in upskilling sales team by delivering constructive feedback on the quality of the credit submissions and data collection. Qualifications THIS PERSON IS SOMEONE WITH... Commercial credit experience in decisioning deals up to $5 mil. Previously held significant delegation is a must. Experience in coaching and mentoring junior credit analysts. Demonstrated initiative, drive, enthusiasm, and a team player. Excellent organisational and time management skills. High attention to detail. Ability to work well with other people and build good relationships. Additional Information Wellbeing: Free counselling, seasonal activities, gym discounts, wellness room, flu shots, Futsal team. Work Life: Flexible working, home workspace allowance, purchased leave, parental leave, Lumi life leave for challenging events, breastfeeding/expressing space. Social & Food: Monthly lunches, regular celebrations, stocked kitchen, beer & kombucha on tap, board games, ping pong, rooftop BBQs. Rewards & Recognition: Competitive pay, referral bonuses, shout-out recognitions. Community Support: Paid volunteer leave, diversity celebrations, company volunteer days. Career & Growth: Advancement opportunities, higher education sponsorship, hackathons. #J-18808-Ljbffr