Full time Permanent role Location: Sydney How will I help?As part of the Portfolio Management Team your razor-sharp credit analysis skills and strong industry insights will be put to use for both large private, and smaller public, companies.Working with Relationship Managers, you'll meet with company executives and professional investors, to gain a big-picture analysis by drilling down into the detail whilst providing high quality written credit submissions and input into loan structuring.Key responsibilities Work collaboratively with analysts, product experts, relationship managers & credit managers to initiate and structure a range of banking transactions.Play an important role in influencing Deal Team & represent the Portfolio Management Team with Key Stakeholders including National Credit.Enjoy a unique blend of analytical and entrepreneurial challenges.Look into risk profiling, financial analysis and related credit submission activities to support upcoming deals.Monitor and manage risk across customer portfolios.Play a critical role in protecting Westpac Groups assets by applying sound credit management practices.Provide coaching to team members and banking partners What's in it for me?You'll play a significant part of the future of a business that has been around for over 200 years.Our purpose is to create better futures together.So, we'll back you in the development of your career, internal career prospects, and flexible working.You'll also keep learning to grow your career, backed by a fantastic team of people with a can-do, supportive structure.Whatever shape your family takes, we offer generous paid and unpaid parental leave for your nominated primary and support carers.This includes leave to organise adoptions, surrogacy, and foster care arrangements.And we continue to pay your super contributions while you take all the time you need to get your new family settled.What do I need?We'd expect you to have a good track record of banking experience with solid credit analysis and commercial acumen, allowing you to confidently navigate the complexities of credit risk.You'll usually work in a team, but you'll also need to regularly fly solo.That said, you'll stand an even better chance of getting this role if you have: A relevant tertiary qualification.Cash flow modelling skills & an understanding of debt markets, transactional banking, working capital services products and financial markets.Prior experience in a Professional Commercial Working Environment including Accounting, Insolvency, Legal, Consulting, Banking or Engineering.What's it like to work there?We are a collaborative team of passionate people with a shared ambition to make a difference for our customers, our communities and each other.At Westpac, making a difference means creating impact, unlocking our own and each other's passions, and transformative success stories to create better futures together.As well as competitive remuneration and a great culture, joining the Westpac family gives you access to a wide range of employee benefits to help you manage your priorities - whether that means family life, work/life balance, ambition to grow or all the little perks in between.We'll empower you to shape your career path.Through personalised upskilling, mentoring, and training opportunities, you're in control of where you start and how you'll grow.As an equal opportunity employer, we are proud to have created a culture and work environment that values diversity and flexibility – and champions inclusion.Hear from some of our people and their experiences working with us.How do I apply?Start here.Just click on the APPLY or APPLY NOW button.At Westpac, we're all about creating a supportive culture and ensuring our workplaces, branches, products, and services are accessible and inclusive for everyone—our customers, employees, and the wider community.If you're interested in discussing workplace flexibility, please feel free to mention it in your application.We invite candidates of all ages, genders, sexual orientation, cultural backgrounds,?people with disability, neurodiverse individuals, veterans and reservists, and Indigenous Australians to apply.If you have questions about the recruitment process, please email ******.Do you need reasonable adjustments during the recruitment process?We can provide reasonable adjustments for individuals with disability and/or neurodiversity.If you require an adjustment to be made during the recruitment process at any stage, please email ******