Job Title: Credit Manager
About the Role:
The Credit Manager role sits within the Business Lending (WBC & Brands) Property Credit team. In this position, you will act separately from relationship management activities and be accountable for transaction credit risk decisioning and structuring.
You will have delegated credit approval authorities and be responsible for supporting or providing final credit approvals for credit exposures to a portfolio of customers in the Property segment in Australia.
Reporting to the Senior Manager Commercial Credit, you play a key role to ensure that all credit decisions are soundly based, involve appropriate research / analysis, and reflect the organisation's credit underwriting standards, policies, and risk appetite, and meet local regulatory requirements.
Main Responsibilities:
* Approve transactions that are within delegated authority and support transactions that exceed the delegated authority for approval at higher levels
* Maintain sound credit quality of your assigned portfolio through proactive monitoring and developing appropriate corrective strategies as and when appropriate
* Provide advice to business and support partners via interpretation, guidance, practical application of risk policies and procedures at a transactional level as well as portfolio level, and independent market knowledge
* Ensure adequate reporting and transparency to senior stakeholders so that they are aware of material and emerging risks impacting the portfolio, as well as significant transactions in pipeline and recent approvals
About You:
To excel in this role, you will need strong banking and financial services experience, particularly with at least two to three years of approving credit transactions for property clients.
Additionally, having previous front-line relationship banking experience will be highly advantageous.
This combination of skills and experience will enable you to effectively assess creditworthiness, manage client relationships, and contribute to the overall success of the team.
What We Offer:
* A collaborative team environment with passionate people who share a shared ambition to make a difference for our customers, communities, and each other
* Competitive remuneration and a great culture
* A wide range of employee benefits to help manage priorities
* Personalised upskilling, mentoring, and training opportunities to shape career paths
* An inclusive work environment that values diversity and flexibility
How to Apply:
We invite candidates of all ages, genders, sexual orientation, cultural backgrounds, people with disability, neurodiverse individuals, veterans and reservists, and Indigenous Australians to apply.
If you have questions about the recruitment process, please email us directly.