Mars Recruitment is partnering with a fintech organisation to find a skilled professional who can manage credit risk and drive strategic insights.
Key Responsibilities:
* Develop and implement strategies within the risk analytics team to grow the consumer loan credit portfolio while managing losses effectively.
* Streamline and enhance credit processes to improve operational efficiency and customer experience.
* Create and maintain comprehensive reports on key risk metrics, portfolio concentrations, and trends.
* Monitor the regulatory landscape to anticipate and address potential compliance risks.
* Prepare ad-hoc risk management and industry analysis reports.
* Analyse key metrics and trends, diagnosing issues, and identifying opportunities for improvement.
The successful candidate will collaborate with teams across compliance, technology, marketing, operations, and finance to align on risk management goals.
Key Qualifications:
* Bachelor's degree or higher in Computer Science, Mathematics, Statistics, Engineering, Economics, or a related quantitative field.
* 3-4 years of experience in credit risk analysis with a strong understanding of consumer credit products.
* Familiarity with credit policies, standards, regulations, and compliance issues.
* Proficiency in data analysis tools such as SQL, SAS, or Python to perform substantial dataset analysis.
* Strong written and verbal communication skills for effective presentations and collaboration with stakeholders.
* A proactive mindset with the ability to work autonomously in a dynamic environment.
* Flexibility to adapt to shifting priorities and manage multiple projects efficiently.