Job Category: Banking and Financial ServicesAbout SummerlandWelcome to Summerland, where banking meets community values. We are a customer-owned bank and a certified B Corporation, dedicated to serving the residents of vibrant Northern Rivers Region.At Summerland, we prioritise the well-being of our customers and our environment, ensuring that every financial decision we make aligns with our commitment to social and environmental responsibility. As we continue to grow, we are seeking passionate individuals who share our vision and want to contribute to the positive impact we make in our community.Join us and become part of a team that values integrity, sustainability, and the power of banking for sustainable community.About the OpportunityWe are looking for a Credit Risk Portfolio Officer who is an integral part of the Credit Team at Summerland. The Credit Team strives to add value and meet customer needs by providing an exceptional customer experience through prompt delivery of compliance lending services, particularly in loan decisioning, documentation, and funding as well as post-funding loan maintenance.You are energetic and a highly motivated individual who is able to use their initiative and work autonomously when needed but show a high level of commitment to teamwork. You are committed to personal growth, act with integrity and accountability, have fun along the way, and celebrate success as one team.Key Responsibilities:Optimise the lending performance of Summerland to meet strategic objectives, including that of business growth and financial sustainability.Supporting/helping with the day-to-day operational work of the Credit Team.Providing insight and innovating to drive lending efficiency, whilst ensuring robust controls and compliance requirements are in place.Working for SummerlandOur values are:People Matter Most Be Brave Default to Positivity Make Each Other Proud Keep it SimpleOur value of 'People Matter Most' is the cornerstone of Summerland as we know our people are integral to the success of the business. Summerland is committed to creating a culture that enables staff to reach their full potential. Our people are guided by the customer-owned banking philosophy with staff working together with an approach that is collaborative, open, and transparent to ensure the sustainability of community. This is evidenced by Summerland being awarded the Kincentric Best Employer Award, 2020, 2021 & 2022.What We Can OfferIn return for your hard work and dedication you will receive:Attractive Salary + 11.5% SuperAdditional 5 days leave (post probation, pro-rata)Access to paid volunteer leaveConcessions on retail banking and loan productsOther benefits include:Transformational Culture - awarded Kincentric Best Employer 2020, 2021 & 2022Extensive Development and Recognition ProgramFlexible Working OptionsWellbeing Framework including Employee Assistance Program (EAP)Working with a Professional, Passionate, and Friendly Team Job Description Join our team. Apply today!If you are interested in progressing your skills and experience and a career within the financial services space, this role at Summerland is your next step towards a fulfilling career working alongside other finance professionals and be a part of a diverse and inclusive culture that is local and community focused.To view the Position Description, please visit our Careers page.Click "Apply" and upload your resume and cover letter addressing the selection criteria in your application.Applications Close: Sunday 23 March 2025.For further information about the position details or if you require any reasonable adjustments to the recruitment process or the role, please contact Adrian Watkin, Chief Risk Officer on Desired Skills and Experience Our Recruitment ProcessSummerland promotes a culture that actively seeks to include, welcome, and value diversity to enable people to contribute their best work. We encourage people of all abilities, Aboriginal and Torres Strait Islander people, those wanting to return to the workforce, young people, and people from culturally diverse backgrounds to apply for this job.Our screening process will include a mixture of online screening and assessment tools. As a guide, you should expect the process to include the following components:Resume and Cover Letter ScreeningInitial Phone InterviewLive Online or Face-to-Face InterviewsIf you are passionate about this role, and can demonstrate the skills and experience required, then we look forward to hearing from you.