Join our Credit Risk team, the independent risk management team of Banking and Financial Services and play a key role in the bringing credit risk and data-based decision making to our growing Business Banking business.At Macquarie, our advantage is bringing together diverse people and empowering them to shape all kinds of possibilities.We are a global financial services group operating in 34 markets and with 55 years of unbroken profitability.You'll be part of a friendly and supportive team where everyone - no matter what role - contributes ideas and drives outcomes.What role will you play?Press space or enter keys to toggle section visibility As an Associate Director, you will lead a small team of Credit Risk professionals to evolve commercial lending Credit Risk policies with in-depth consideration for risk, reward, market, customer and employee/technology opportunities.You will understand commercial lending and how it relates to the Credit Risk lifestyle by owning, managing and updating the suite of risk appetite and policies that underpin our risk management framework.In addition, you will identify and investigate trends and insights from internal and external data to understand opportunities to improve automation, manage data quality, optimise credit policies and updating technical documentation and user guides.What you offer Press space or enter keys to toggle section visibility Proven experience in a similar role in the Banking/Financial Services industry.Strong knowledge of commercial lending Credit risk, with experience in underwriting Prior experience with credit risk systems and understanding their interaction with policies.Excellent communication skills both written and verbal.Demonstrable leadership experience as well as the ability to engage with stakeholders at multiple levels We love hearing from anyone inspired to build a better future with us, if you're excited about the role or working at Macquarie we encourage you to apply.About Banking and Financial Services Press space or enter keys to toggle section visibility Banking and Financial Services is our technology-driven retail bank.You will be part of a team that supports clients to achieve their full potential - whether that's buying a home, growing a business or investing to manage wealth.Benefits Press space or enter keys to toggle section visibility Macquarie employees can access a wide range of benefits which, depending on eligibility criteria, include: Hybrid and flexible working arrangements One wellbeing leave day per year and up to five additional days leave based on length of service Up to 20 weeks paid parental leave as well as benefits to support you as you transition to life as a working parent Paid volunteer leave and donation matching Range of benefits to support your physical, psychological and financial wellbeing Access to a wide range of learning and development opportunities Our commitment to diversity, equity and inclusion Press space or enter keys to toggle section visibility We are committed to providing a working environment that embraces diversity, equity, and inclusion.We encourage people from all backgrounds to apply for a role regardless of their identity, including gender, race, ethnicity, cultural identity, nationality, age, sexual orientation, gender identity, intersex status, marital or family status, neurodiversity, religion or belief, disabilities, or socio-economic background.If you require adjustments to your working arrangements or the recruitment process, please let us know when applying.