DescriptionCredit AnalystLocation – Sydney• Work in a market-leading firm, assessing both consumer & commercial lending applications.• A growing company which will offer plenty of career pathways & development.• Our hybrid working environment will provide you with the work-life balance you crave.Allied Credit is a leading vehicle finance firm with strategic alliances with global car, marine and motorcycle brands. Offering white label, joint venture and floorplan finance, our proprietary software provides a seamless, convenient and customer-focused finance service to consumers and businesses.Due to continued growth of our business, we have an exciting new opportunity for a Credit Analyst to join our collaborative Retail Lending team. Reporting to the Credit Analysis Team Leader, you will be investigating and accepting consumer and commercial retail finance applications. You will be building and strengthening relationships with our dealer and introducer network as you maximise all new business opportunities, whilst managing the credit risk and industry compliance framework.ResponsibilitiesAssessment, recommendation and decision-making on consumer and commercial retail finance applications.Contacting financial and credit institutions to obtain information about customers.Preparing recommendations for setting out conditions of approvals.Conduct assessment to determine the customers' ability to meet lending criteria, in line with current Responsible Lending Guidelines.Ensure all applications meet the AML legislative requirements and Allied Credit Group - Credit & Lending Policies and Procedures.Manage, negotiate and provide a variety of lending options to achieve a mutually beneficial outcome with the introducer.Develop and maintain a sound rapport with the Introducer network and internal Sales staff.Assist the Settlements team in delivering the agreed Allied Credits' SLAs.Support the management & leadership team with ad-hoc project/ systems improvement work.Your backgroundMin. 2 years' experience in both consumer and commercial lending for vehicle or asset-based finance.Relevant lending and credit experience in a responsible lending environment, including knowledge of legislative/regulatory framework (incl. NCCP).Has held Delegated Authority to Lend (DLA).Excellent verbal and written communication skills and strong negotiation skills in dealing with external dealer network.Demonstrable proficiency across the MS Office suite.A proven ability to "look outside the box" on credit decisions.Strong customer service focus in dealing with our external dealer network as well as a team player.Why work for Allied Credit?Work-life balance - hybrid working arrangements allow a balance of working from home and the office, and we are always willing to discuss flexible working options.Wellness day to take a day off for some R&R around your birthday and a Volunteer Day to support your community.Discount offers on selected retailers, car loans and novated leasing options.A learning environment where we take your development and career aspirations seriously.16 weeks of paid parental leave along with Salary Continuance Insurance.Please contact Alex Kelly on for a confidential discussion. For further information on Allied Credit, please visit our website at or email OverviewAllied Credit is a privately-owned finance company enabling vehicle and equipment manufacturers, distributors and dealership groups to provide branded retail and floorplan finance products in the Australian market. We offer a range of finance solutions from white label and joint venture partnerships to floorplan finance. We are continually expanding our offering. These solutions, along with our proprietary POS loan origination system, Lightning, are designed to support our partners' businesses and facilitate convenient and easy finance solutions for their customers.#J-18808-Ljbffr