Who we areRetail Banking Services (RBS) offers market-leading products and services, supported by some of the world's best systems and processes. We are collections strategy and are a team that is responsible for managing the credit risk for collections portfolio. We use data to inform and make decisions, aiming to balance revenue, losses and expenses. We work closely with the front-line teams and the technology teams to implement and execute our strategies.On a day-to-day basis you will:Perform data and analytics tasks that would help identify customers at risk of missing future payments on the bank's retail products.Partner with stakeholders from broad cross-functional teams to deliver our collections strategies to the frontline to execute on.Collaborate with risk, compliance and business stakeholders to ensure that our strategy work is risk-assessed and compliant with relevant legislation.Perform Ad-hoc analyses and deep-dives into specific problems raised by leadership teams with an analytical mindset.Produce periodic reports and dashboards that provide insights and commentary for Senior Management and be able to articulate these insights clearly.We are interested in hearing from people who:Have proficiency in data manipulation and statistical analysis (SAS, SQL, R, Excel or equivalent).Display curiosity and take initiative to see through tasks from initiation to completion with minimal supervision.Have a logical mind and an ability to break down a problem into simple steps and deliver clear solutions.Display a good level of attention to detail and produce accurate work.Can effectively plan and prioritise their workload.Have prior experience working with decision engines is a plus but not required.Have the ability to work with large data sets and understand interactions between relevant data.Come from a Credit Risk analytical environment is a plus, but not essential.Advertising End Date: 02/04/2025#J-18808-Ljbffr