Job Description:
You will play a key role in the Regional & Agribusiness Credit team, working independently from relationship management activities.
As a Credit Manager, you will be accountable for transaction credit risk decisioning and structuring within the Regional & Agribusiness segment in Australia.
Your responsibilities will include:
* Approving transactions within delegated authority and supporting transactions that exceed delegated authority for approval at higher levels.
* Ensuring all credit decisions are soundly based, involve appropriate research/analysis, and reflect the organisation's credit underwriting standards, policies, and risk appetite.
* Maintaining sound credit quality of your assigned portfolio through proactive monitoring and developing corrective strategies as necessary.
* Providing advice to business and support partners on risk policies and procedures, and interpreting market knowledge.
* Ensuring adequate reporting and transparency to senior stakeholders on material and emerging risks impacting the portfolio.
This is an opportunity to shape the future of a business with over 200 years of history.
Our purpose is to create better futures together, and we'll back you in the development of your career with internal career prospects and flexible working.
With us, you'll have access to generous paid and unpaid parental leave, ongoing learning opportunities, and a supportive team of people.
To succeed in this role, you'll need:
* Significant banking/financial services experience across various disciplines, with at least five years' experience originating and/or approving credit transactions within Business and Agribusiness segments ($3-$40M).
* A tertiary degree in business, finance, accounting, or agriculture.
* Strong business acumen, commercial approach, and relationship-driven skills.
* Excellent written and verbal communication skills.
* Strong analytical and critical thinking skills.
* A passion for supporting regionally based businesses, including primary producers.
Join our collaborative team of passionate credit professionals who share a vision to make a difference for our agribusiness customers and regional communities.
As an equal opportunity employer, we value diversity and flexibility and champion inclusion.