Job Description Be part of Beyond Bank a bank that is for and with you. We are one of Australia's largest, 100% customer-owned mutual banks with a credit union heritage. With over 300,000 customers and over 40 branches across five states, we are working hard to be the best relationship bank for customers and communities in Australia. When you join Beyond Bank, you will work for a B Corp and be part of a friendly, inclusive, and supportive environment where you can continue progressing, no matter what stage of your career. Our values of Customer Obsessed, Empowering Communities, Right things, right way, Shared Ambition, and Championing Sustainability are integral to all that we do and are the standards to which we hold ourselves. The Role We have an exciting opportunity to join our Group Risk team as a Credit Risk Manager. In this role, you will be responsible for managing the continued development of the credit risk management system and use it to analyse the credit portfolio. You will identify the key credit risk exposures within the credit portfolio and ongoing analysis of the underlying drivers of adverse trends. In the role you will Align framework, policy and processes used to manage credit risk and comply with legislative requirements relevant to this position with industry best practice. Identify and implement strategies to improve the efficiency and effectiveness of the Group in relation to credit risk management. Identify and implement strategies to improve the predictive identification of emerging credit risk matters through enhanced reporting and with the objective of reducing the likelihood/impact of credit risk events. Performing reviews relating to key credit risk matters to identify deficiencies in the control environment and recommend actions to enhance internal controls. Provide advice and assistance to the Senior Manager – Group Risk on risk matters and related policy development to deliver a best practice approach to credit risk management. Preparation of reports, submissions and presentations relating to credit risk and risk appetite for the Board and Board Risk Committee in line with the committee annual workplans. Assist Group staff to increase their knowledge and awareness in credit risk management through education and leadership. Additionally, provide consultation support to projects and business stakeholders in relation to credit risk matters to assist with business decision making