Finance (NCF) is a licensed credit provider and a wholly owned subsidiary of Harvey Norman Holdings. NCF provides consumer, leasing, commercial finance, and fleet administration services to its customers. About the role As the Credit & Collections Officer based on-site in Homebush West, you will be responsible for the comprehensive management and diligent monitoring of the company’s loan portfolio. This role involves thoroughly evaluating credit applications for both consumer and commercial loans. You will play a vital role in ensuring our business's financial stability and growth by implementing effective credit risk management strategies and maintaining strong client relationships. This is a great opportunity for a junior Credit Officer who is eager to advance their career in credit risk management. Responsibilities include; Liaise with customers to collect documentation required in support of loan applications. Perform commercial loan due diligence. Coordinate caveat registrations and discharges. Review PPSR security registrations and manage collection of debts. Collaborate with the legal team to coordinate the production of loan documentation. Manage customer enquiries and issue loan statements. Monitor outstanding debt and perform reconciliations to ensure accurate financial records. About you You will have foundational knowledge of the credit and collections process, supported by a relevant tertiary qualification. You will also have strong administrative skills, with some knowledge of accounts receivable being advantageous. You will also have: Demonstrable knowledge and understanding of the appropriate credit legislation including NCCP Act, VOI/KYC, AML/CTF etc. Excellent organisational skills with the ability to prioritise and manage competing tasks effectively. Excellent written and verbal communication skills. Proficient with the use of Outlook, Excel, and Word. This opportunity will provide: Salary packaging and novated leasing options for eligible employees. Professional development and career progression. Experience working with an Iconic Australian Brand with global success in NZ, Asia, and Europe. A supportive team environment that celebrates diversity and promotes a healthy work and family life balance. Opportunities to make discounted purchases on a great range of products and services. Have we got your interest? Apply now to be considered to join our dedicated team. Please note that only people with the right to work in Australia should apply for this position. Recruitment Agencies – thank you for thinking of us, however we do endeavour to fill our opportunities through direct channels wherever possible. If we find that we do need agency assistance, we’ll be in touch.