Opportunity to join Westpac's First Line Mortgages Credit Risk team Established career path and progression opportunities Sydney based permanent role How will I help? The Senior Manager Mortgages Credit Risk will support the Executive Manager and Service Owner of the 1st line Mortgages Credit Risk squad with a direct focus on the optimisation of mortgage credit policy and management of policy change initiatives. As a Senior Manager, you will be asked to lead and drive certain initiatives with autonomy as well as coach and guide others within the team whilst role modelling our values and behaviours. The role will work collaboratively with the 2nd line Credit Risk team, Mortgages Product village and the broader Mortgages business teams and stakeholders to ensure effective credit risk portfolio management and appetite is maintained. Additionally, the role will help lead the establishment and strengthening of "best practice" approaches to credit risk management, processes, engagement, change and execution and support our customer-focused strategy. You will also: Impact assessment: reviewing and assessing policy change initiatives, determining the materiality, outcomes and objectives of proposed policy changes. Critical analysis: identify, evaluate and interrogate relevant credit risk data and analytics to support a sound basis for policy changes. Communication: clearly summarise and articulate recommendations for key decision makers, and distil complex issues into simple and actionable language. Stakeholder management: provide expert advice and support to legal, compliance and business stakeholders, and drive proactive engagement with 2nd line Credit Risk team. Change execution: support the development of clear credit system requirements (where applicable) and compile concise and accurate requests for policy changes. What do I need? Tertiary qualification in Business, Commerce or Banking and Finance. Experience working directly in or supporting a mortgage business (essential). Experience in credit risk management including policy, process, systems and controls. Advanced knowledge of the mortgage and credit regulatory and compliance environment. Demonstrated strong communication skills (both verbal and written). Demonstrated ability to build and strengthen relationships with a variety of stakeholders. How do I Apply? Start here: Just click on the APPLY button. At Westpac, we are committed to providing a supportive culture and creating diverse, inclusive, and accessible workplaces, branches, products and services for our customers, employees, and community. This role is open to experienced candidates seeking a discussion around workplace flexibility. We invite candidates of all ages, genders, sexual orientation, cultural backgrounds, people with disability, neurodiverse individuals, and Indigenous Australians to apply. If you have questions about the recruitment process, please email. Do you need reasonable adjustments during the recruitment process? We can provide reasonable adjustments for individuals with disability and/or neurodiversity. If you require an adjustment to be made during the recruitment process at any stage, please call 1800 655 592 Option 2.3 or email. #J-18808-Ljbffr